Juan L. Cosio is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of Florida and New York. No insurance business may be conducted outside this/these states referenced.

Juan L. Cosio is a Registered Representative offering securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a Licensed Insurance Agency 11020 No Kendall Drive Suite 100 Miami, FL 33176-1217 (786)275-1330; intended for individuals residing in the states of Florida and New York. No offers may be made or accepted from any resident outside the specific states referenced.

Lillian J. Cosio is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of in the states of Florida. No insurance business may be conducted outside this/these states referenced.

Lillian J. Cosio is a Registered Representative offering securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a Licensed Insurance Agency 11020 No Kendall Drive Suite 100 Miami, FL 33176-1217 (786)275-1330; intended for individuals residing in the states of California (California Insurance License #0M79202) and New York. No offers may be made or accepted from any resident outside the specific states referenced.

Cosio Financial Services, Inc is not owned or operated by New York Life Insurance, NYLIFE Securities LLC, or its affiliates.

NYLIFE Securities LLC is a New York Life Company.

Neither New York Life Insurance Company, nor its agents, provides tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.